Terms & Condition

Last Updated: 27th November 2024Welcome to Finz Payments. By accessing or using our website and services, you agree to comply with the following Terms and Conditions ("Terms"). Please read these Terms carefully before using our services. If you do not agree with these Terms, please do not use our website or services.Company Information:Finz Payments is a business owned and operated by PFS Capital Limited, a company registered in Hong Kong (Company Registration Number: 76954871), with its principal office located at:RM 409, Beverley Comm. Centre, 87-105 Chatham Rd South, Tsim Sha Tsui, Hong KongWe provide a platform that connects businesses and individuals to various financial services and solutions but are not a bank, payment provider, or financial institution. We are unregulated and operate purely as a connector to various third-party financial institutions, services, and products. We do not hold or manage client funds, nor do we provide banking or payment services directly.

1. Introduction

Finz Payments serves as an intermediary and facilitator for businesses, sole traders, and individuals seeking to access banking and payment solutions through third-party service providers. We offer access to high-risk IBAN accounts, multi-currency banking solutions, payment gateways, and business registration services. Our platform is designed to connect you to financial service providers who may meet your needs.By using our platform, you acknowledge that you have read, understood, and agree to these Terms and any applicable policies, including our Privacy Policy.

2. Nature of Our Services

Finz Payments does not provide banking, payment processing, or any other financial services directly. Instead, we connect you to third-party providers who may offer these services. Our platform acts solely as a connector to services offered by other entities, such as licensed financial institutions, payment providers, and regulatory-compliant service providers.We are not a bank, and we do not hold, process, or store any funds on your behalf. The third parties with whom you interact through our platform may provide the actual banking, payment, or financial services, and we do not assume responsibility for their actions or the quality of the services they provide.We are unregulated, which means that we do not fall under the jurisdiction of any regulatory authorities related to financial services, banking, or payment processing.

3. Client Responsibility

By using our platform, you acknowledge and accept the responsibility for ensuring that any services or solutions you access meet your requirements and comply with applicable laws and regulations. We strongly advise you to conduct your own due diligence when engaging with third-party providers through our platform. Finz Payments is not responsible for any issues that may arise from the services provided by third-party providers.

4. Limited Liabilities

Finz Payments makes no representations or warranties regarding the quality, reliability, or legality of the services provided by third-party providers. We shall not be liable for any damages, losses, or expenses that may arise in connection with the use of the services provided by these third parties.By using our services, you agree that Finz Payments is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our platform or the third-party services to which we connect you.

5. User Account and Access

To use certain features of our platform, you may be required to create an account with Finz Payments. You are responsible for maintaining the confidentiality of your account details and ensuring that your account is used solely by you. If you suspect any unauthorized use of your account, you agree to notify Finz Payments immediately.

6. Pricing and Fees

By using our platform, you acknowledge that there may be fees and charges associated with the services provided by the third-party providers you access through our platform. Finz Payments does not charge fees for its intermediary services, but fees may be applicable for the services offered by the third-party providers. It is your responsibility to review any fees or charges that may apply when using these services.

7. Termination

Finz Payments reserves the right to suspend or terminate your access to the platform at any time, without notice, if we believe you are in violation of these Terms or if we deem it necessary for operational or security reasons.

9. Governing Law

These Terms and any disputes arising from your use of the Finz Payments platform shall be governed by and construed in accordance with the laws of Hong Kong. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located in Hong Kong.

10. Contact Information

For any questions or concerns regarding these Terms or our services, please contact us at:Email: contact@finzpayments.com
Address: RM 409, Beverley Comm. Centre, 87-105 Chatham Rd South, Tsim Sha Tsui, Hong Kong

By using Finz Payments, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.